BI PRO – Lending
Clients, loans, guarantees, accounting and reporting for a financial institution, in one modular platform.
- CRM
- Lending
- Guarantees
- Factoring
- BI PRO
- Single client database
- Workflows
- Accounting
- Invoicing
- General ledger
- Reporting
- Financial leasing
Features
Clients and sales
One client database, used across the institution and by external agents.
Access from anywhere
The client database is available online, within the permissions set for each user.
Full history
Every activity and every access is recorded.
Sales tracking
Prospects are tracked through the whole process, for higher conversion.
Tailored offers
Products and services tailored to each client, with prompt replies to requests.
Financial products
Loans, guarantees and factoring managed across their entire lifecycle.
Loans
Define new products and adapt existing ones as the market changes.
Guarantees and counter-guarantees
Beneficiaries, issued and received guarantees, operations and fees.
Factoring
Integrated with the platform's client database, invoicing and accounting.
Invoicing
Financial documents are generated from recorded operations.
Workflows
The platform follows your procedures, not the other way round.
Configurable workflow
Workflows are defined around the institution's own procedures.
Checkpoints
Approvals and checks at the stages you choose.
Automation
Automated steps, such as generating notifications.
Central administration
Efficient monitoring and quick interventions at low cost.
Accounting
Accounting entries generate themselves, from operations.
Your own rules
Configurable chart of accounts, posting rules and operation types.
Automatic entries
Every operation produces its accounting entries.
Debit/credit validation
Account pairings are checked against the posting rules.
Separated duties
Whoever enters data needs no accounting knowledge.
Reports included
19 reports for non-banking financial institutions, generated from platform data.
See the full catalogueBNR 12
- CRCCentral Credit Register reporting
- Immediate liquidity
- Solvency ratio
- Balance sheet assets and liabilities outstanding
- Indicators for inclusion in the Special Register
- Own funds calculation and reporting
- Large exposures, aggregate exposure and "single debtor" / "related party" groups
- Newly granted loans
- Assets and liabilities of insurance companies
- Funds raised on external markets
- Half-yearly accounting report
- Annual financial statements
ANAF 6
- D300VAT return
- D390Recapitulative statement of intra-community supplies and purchases
- D394Domestic supplies and purchases
- D406 SAF‑TStandard Audit File for Tax
- D205Tax withheld at source and gains/losses, by income beneficiary
- D207Tax withheld at source for non-resident beneficiaries
ONPCSB 1
- Suspicious transactions, periodic and ad hoc
Why TGS Software
On-time delivery
The functionality the institution asks for, delivered when you need it.
Current technology
Aligned with international trends in financial services.
Continuous development
The platform evolves with the market and with regulation.
Modules
Lending module
Runs every lending activity, with new products defined and existing ones adapted to market demands.
Factoring module
Manages factoring products, integrated with the platform's single client database, invoicing and accounting.
Issued guarantees module
A single client database and full-lifecycle guarantee management, with configurable workflows and automatically generated accounting entries.
BI PRO – Reporting
Every report to BNR, ANAF, ONPCSB, the Credit Bureau, the Ministry of Finance and ASF, in an environment kept apart from production.
BI PRO – Financial leasing
Leasing contracts, automated invoicing, KYC/AML, IFRS 9 and IFRS 16, BNR, ANAF and ONPCSB reporting.
Security and compliance
We work with the data of banks and financial institutions. That is why our processes are certified and we meet all cybersecurity requirements, including NIS2 and DORA.
Certified
ISO/IEC 27001
Information security
Certified information security management system: financial institutions’ data is protected by independently audited controls.
Certified
ISO 9001
Quality management
Certified quality management system for developing, implementing and supporting our applications.
Compliant
NIS2
Directive (EU) 2022/2555
We meet NIS2 requirements for network and information system security, risk management and incident reporting.
Compliant
DORA
Regulation (EU) 2022/2554
We meet the DORA requirements that apply to ICT service providers and support you in meeting your own digital operational resilience obligations.
Want to see the platform with your institution's data?
Tell us what kind of institution you are and which reports you need to cover.