# TGS Software

> TGS Software SRL is a Romanian software company (Bucharest, founded 2006) that builds core and regulatory-reporting software for banks, non-banking financial institutions (IFN), leasing companies and payment institutions. Its BI PRO platform covers lending, guarantees, factoring, financial leasing, accounting and every report Romanian public authorities require (BNR, ANAF, ONPCSB, Credit Bureau, Ministry of Finance, ASF). CoopID adds card-less online payments and AML, debt-enforcement and contract modules. The company is ISO/IEC 27001 and ISO 9001 certified and meets cybersecurity requirements including NIS2 and DORA.

- Legal name: TGS Software SRL
- Address: 5 Colței Street, Sector 3, Bucharest, Romania
- Email: contact@tgssoftware.ro
- Phone: +40 784 465 111, +40 785 900 900
- Tax ID: RO18554483; Trade Register No.: J40/5678/2006; Share capital: 124.139 RON
- Clients include: TBI Bank, Credex Bank, Vista Bank, Porsche Leasing, Rădăcini Leasing, Meridian Leasing Finance, Meridian Credit, Fortuna Leasing, RoCredit IFN, Vitas Personal Loans
- Certifications: ISO/IEC 27001 (Information security), ISO 9001 (Quality management)
- Compliance: NIS2 – We meet NIS2 requirements for network and information system security, risk management and incident reporting. DORA – We meet the DORA requirements that apply to ICT service providers and support you in meeting your own digital operational resilience obligations.

The site is bilingual. Romanian pages live at the root (https://tgssoftware.ro/), English pages under https://tgssoftware.ro/en/.
The full text of every page is in https://tgssoftware.ro/llms-full.txt.

## Products

- [BI PRO – Lending](https://tgssoftware.ro/en/products/bi-pro/): Platform for financial institutions: CRM, loans, guarantees, factoring, invoicing, accounting and reporting.
- [BI PRO – Reporting](https://tgssoftware.ro/en/products/reporting/): 60 regulatory reports to 6 Romanian authorities (BNR, ANAF, ONPCSB, Credit Bureau, Ministry of Finance, ASF), with a filterable catalogue.
- [BI PRO – Financial leasing](https://tgssoftware.ro/en/products/leasing/): Leasing contracts, RO e-Factura and SPV integration, KYC/AML, IFRS 9 and IFRS 16, BNR/ANAF/ONPCSB reporting.
- [CoopID](https://tgssoftware.ro/en/products/coopid/): Card-less online payments from bank accounts, plus AML, debt enforcement and contracts modules.

## Modules and pages

- [About](https://tgssoftware.ro/en/about/): TGS Software builds software and provides IT services for banks and non-banking financial institutions in Romania.
- [Accessibility statement](https://tgssoftware.ro/en/accessibility/): How tgssoftware.ro meets accessibility requirements (WCAG 2.1 level AA, EN 301 549) and how to report a problem.
- [BI PRO – Lending](https://tgssoftware.ro/en/products/bi-pro/): BI PRO is the TGS Software platform for financial institutions – CRM, loans, guarantees, factoring, invoicing and reporting to Romanian authorities.
- [Cookie policy](https://tgssoftware.ro/en/cookies/): Which cookies tgssoftware.ro uses, why, and how to give or withdraw your consent.
- [CoopID](https://tgssoftware.ro/en/products/coopid/): CoopID – Cooperative Digital Identity Management System. Online payments straight from a bank account, with no card attached.
- [COOPID – a project funded by the Competitiveness Operational Programme 2014-2020](https://tgssoftware.ro/en/products/coopid/): The COOPID project – Cooperative Digital Identity Management System, co-financed by the European Regional Development Fund.
- [Green Initiative](https://tgssoftware.ro/en/green-initiative/): TGS Software powers its servers with solar energy from a 20 kW photovoltaic system.
- [BI PRO – Financial leasing](https://tgssoftware.ro/en/products/leasing/): The BI PRO financial leasing module – contracts, automated invoicing with RO e-Factura and SPV, BNR, ANAF and ONPCSB reporting, KYC/AML, IFRS 9 and IFRS 16.
- [Privacy policy](https://tgssoftware.ro/en/privacy/): How TGS Software collects, uses and protects personal data submitted through tgssoftware.ro, in line with the GDPR.
- [BI PRO – Reporting](https://tgssoftware.ro/en/products/reporting/): BI PRO Reporting produces every report required by BNR, ANAF, ONPCSB, the Credit Bureau, the Ministry of Finance and ASF for banks, non-banking lenders and payment institutions.
- [Terms of use](https://tgssoftware.ro/en/terms/): Terms for using tgssoftware.ro, operated by TGS Software SRL.
- [AML module](https://tgssoftware.ro/en/products/coopid/aml/): The CoopID AML module – collecting and analysing client and transaction data, risk alerts, sanctions lists and reporting to authorities.
- [Contracts module](https://tgssoftware.ro/en/products/coopid/contracts/): The CoopID Contracts module (TGSign) – generating loan contracts, core-system integration and document signing.
- [Debt enforcement module](https://tgssoftware.ro/en/products/coopid/debt-enforcement/): The CoopID debt enforcement module – managing amicable recovery and enforcement files, collections, costs and reporting.
- [Issued guarantees module](https://tgssoftware.ro/en/products/bi-pro/guarantees/): The BI PRO issued guarantees module – a single client database, guarantee and counter-guarantee management, workflows and general ledger.

## Company

- [Who trusts us](https://tgssoftware.ro/en/clients/): Banks and non-banking lenders using TGS Software.
- [Careers](https://tgssoftware.ro/en/careers/): Open applications for software and IT roles.
- [Contact](https://tgssoftware.ro/en/contact/): Email, phone, address and contact form.

## Optional

- [Romanian homepage](https://tgssoftware.ro/): Pagina principală în limba română.
- [Sitemap](https://tgssoftware.ro/sitemap-index.xml): Every page in both languages.